During an online mathematics test, multiple-choice questions are randomly selected from a large item bank. The probability that a selected question is on algebra is \(\frac{4}{5}\) and that it is on geometry is \(\frac{1}{5}\). Each question has four options, among which only one is correct. A candidate Amy, who has studied algebra but not geometry, answers each algebra question correctly with a probability of \(\frac{7}{8}\). When faced with a geometry question, she simply makes a random guess. Four marks are awarded for each question answered correctly and one mark deducted for each question answered wrongly.
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